Hi! My name is Sidd Bahree. I am a finance specialist with an affinity for helping small-medium business owners with their asset and equipment lending needs. My motivation comes from helping clients to secure their cash flow so they can grow their business with the right assets; without getting caught in the debt trap wheel.
When it comes to creating the most favourable asset finance situation for you, I bring to you the knowledge and experience that will ensure you get the best possible equipment financing for your situation. I have 8 years of experience in the banking industry where I played many roles, including the role of asset finance specialist, small business banking specialist, and business development executive. I have consulted with more than 2,500 businesses that are located all across Australia. Customers love us as we make their application and approval process easy. Just 10 minutes on the phone for a quick application and then we chase up all the required information from your accountant. Let my expertise in asset financing be used to tailor the best possible solution for your business’s cash flow.
Asset Finance Services
We are here to help Australian business owners save money on their equipment loans. We have access to numerous finance options, which allows us to find the best option to suit your needs.
Commercial Hire Purchase
An agreement is in place between you (asset hirer) and the financier (asset owner). In return for regular repayments, you take possession of the asset. Once the final payment is made, you take full possession of the asset. There is no end to the type of asset you can purchase. There is no deposit required and the financier tailors repayment to suit your cash flow
An agreement is in place between you (lessee) and the financier (lessor), where the financier owns the assets but you, in return for regular payments, get to enjoy the full asset benefit. Again, like commercial hire purchase, your options are quite broad with no end to the type of asset. No deposit is required and at the end of the agreement, you can payout the residual or hand the asset back to the financier.
The chattel mortgage is a bit different than the two options above. The easiest way to explain it is that you own the asset and you make monthly repayments of the principal plus interest. You claim all of the GST upfront (contact me to learn what this means). Like the other two facilities, repayment can be structured to suite your business needs. Many small business owners commonly arrange this facility for business machinery and for other types of asset.
This is an agreement that is in place between you (lessee) and the financier (lessor). This is easiest explained through an example. Let's take a scenario where your employer is happy to make the car loan repayments for the vehicle. As part of the novated lease arrangement, your employer enters into an agreement to make the car loan repayments on your behalf. The repayment amount is then taken out of your gross salary, which gives you a tax advantage because your taxable income is now reduced by the car loan repayments. Hence, you pay less tax. The full price of the vehicle must be financed with a residual payment that fits within the Australian Tax Office guidelines.
New Vehicle Buying Services
Vehicle purchases are one of the biggest purchases you will make. Vehicle buying services allow you to purchase a vehicle hassle free. You can avoid those annoying sales pitches and pushy car sales personal. The hard work is done for you. You let us know your preferences and likes, then we will get the best options available in the market and you make your choice.
Insurance Premium Funding
This permits your business to finance their annual insurance premiums. It permits the financing of cancellable insurance and non-cancellable insurance, such as workers compensation insurance. This aids a business in increasing its cash flow as there is no outlay of large amounts of cash for insurance coverage, yet still making sure that your business insurance needs are covered and paid for.
Why choose us?
We have built solid relationships with a number of trusted Australian lenders, which means competitive rates, quick approval and settlement, and an easy application process.